Iceland Rental Car
Insurance Information

Car Hire Insurance Driver's License
The driver must present a valid driver's licence held for a minimum of one year at the time of rental.
An International Driving Permit (IDP) / International Driving License (IDL) is also required if your national driver's licence is not in Roman script. This is recommended for translation purposes and may only be used in conjunction with a national driving licence.

For vehicles for 9 passenger or more, driving licence D is requested.

Third Party Liability
Third-party liability insurance and accident insurance for owner and driver will consist of the amount stipulated by Icelandic law at any given time. The Renter's own risk (also termed as "deductible", i.e., the amount that must be paid out of pocket by the Renter for covered losses before an insurance company pays a claim) with regard to damage to the vehicle amounts up to the full value of the vehicle.

Collision Damage Waiver ( CDW )
This option limits your financial liability for damage to the Hertz vehicle, its parts and accessories, except theft, attempted theft or vandalism, provided the vehicle is used in accordance with the terms and conditions of the rental agreement.

If CDW is declined, you will be responsible for damage up to the full value of the vehicle.

CDW Non-Waivable Excess. All rentals are subject to a non-waivable excess (N.W), ranging from ISK 70,000.00 to ISK 100,000.00 depending on the vehicle group rented, for which you are responsible in the event of damage to the Hertz vehicle during the rental.

If you choose to rely on your credit card for cover, we strongly recommend that you fully understand the terms and conditions of any cover provided by your credit card company before you decline any of our optional services.

Super Collision Damage Waiver ( SCDW )
The purchase of SCDW reduses the non-waivable amount of CDW to ISK 10.000 for passenger cars and ISK 25.000 for all other vehicles.

Collision Damage Waiver ( CDW ) & Super Collision Damage Waiver ( SCDW ) does NOT Cover:
a. Intentional damage or damage due to gross negligence on the part of the driver.
b. Damage resulting from the driver being under the influence of alcohol, stimulants or sedatives, or in any other way incapable of driving the vehicle in a safe manner.
c. Damage due to race or test driving.
d. Damage due to war, revolution, civil unrest and riots.
e. Damage done by animals.
f. Holes burned into seats, carpets, or mats.
g. Damage affecting only wheels, tires, suspension, batteries, glass (other than windows), radios, or loss by theft of parts of the vehicle and damage resulting from this.
h. Damage caused by driving on rough roads to the vehicle's transmission, drive and other parts that are in or attached to the chassis; damage to the chassis resulting from the vehicle scraping bottom on rough roads, e.g., ridges being left by road graders; stones lodged in the road surface or on the shoulder of the road. The same applies to damage occurring when stones are thrown up, striking the underside of the vehicle during driving.
i. Damage resulting from driving in places where vehicle traffic is banned, such as on paths, tracks,
banks of snow, ice, unbridged rivers or streams, beaches, places only accessible at low tide, or other trackless areas. However, payment of an own risk fee will cover damage due to the driver being forced to leave the road, e.g., due to road repairs.
j. Damage to 2wd vehicles that occur when driving on roads marked F on official maps and KJÖLUR road nr. 35 and KALDIDALUR road nr. 550.
k. Damage caused by sand, gravel, ash, pumice, or other kinds of earth material being blown onto the vehicle.
l. If the vehicle is transported by sea, a payment of an own risk fee does not cover damage caused by sea spray/seawater.
m. Damage and loss that the Lessor suffers if the vehicle is stolen.
n. Water damage to the vehicle.
Theft Protection (TP)
This option limits your financial liability for loss or theft of the Hertz vehicle, its parts and accessories, provided the vehicle is used in accordance with the terms and conditions of the rental agreement.
If TP is declined, you will be responsible for the cost of repairing or replacing the Hertz vehicle lost or damaged, following theft, attempted theft or vandalism up to the full value of the vehicle.

TP non-waivable excess.
All rentals are subject to a non-waivable excess fee, ranging from ISK 70,000.00 to ISK 100,000.00, depending on the vehicle rented, for which you are responsible in case of loss or theft of the Hertz vehicle during the rental.